Do you guys still budget, even though youre sta...
Do you guys still budget, even though youre stacking jobs? Or do you not worry about budgeting anymore?
11 Replies
Thread automatically created by DiscoCidal in #🤔｜questions
stormy-gold•7mo ago
i don't budget as much anymore but i definitely still keep track of whether i'm still growing my net cash lol
fair-rose•7mo ago
how much is your sweet spot? if it dips below that number, you take action?
stormy-gold•7mo ago
haven't got through that part of the budgeting lol but ideally we'd want to be saving an additional $4k/month towards our net cash
that includes 401k , espp, etc
fascinating-indigo•7mo ago
I did. It helped. Would recommend.
fair-rose•7mo ago
You don’t have to budget anymore?
fascinating-indigo•7mo ago
I do. Update numbers annually. No longer OE.
I review budgets for increases or decreases annually. I update how we did monthly.
When I was OE, we increased some line items to trade money for time.
fair-rose•7mo ago
no longer oe?...are you retired now?
fascinating-indigo•7mo ago
fair-rose•7mo ago
when you say:
Current SWR sits between 3% and 3.5%. Goal is to get it solidly under 3%.
You mean you want your annual cost of living to be under 3% ?
fascinating-indigo•7mo ago
https://discord.com/channels/1181304501999784027/1243161071771193456/1243614753943719976
Take a look at those links I put in the other question. It's the amount you spend of your nest egg per year.