labrat - Hi folks, which of the following would...

Hi folks, which of the following would be a good strategy to invest in a combination of large and midcap stocks? 1 and 2 below would just run on pure quant algo. 3 and 4 do a mix of a value investing with a momentum investing strategy. 1. Quant Large and mid cap fund: https://www.etmoney.com/mutual-funds/quant-large-and-mid-cap-fund-direct-growth/16922 2. Quant Flexi cap fund: https://www.etmoney.com/mutual-funds/quant-flexi-cap-fund-direct-growth/16936 3. PPFAS + Nifty 200 Momentum 30: https://www.etmoney.com/mutual-funds/uti-nifty200-momentum-30-index-fund-direct-growth/41780 4. UTI Equal 50 + Tata Midcap 150 momentum 50: https://www.etmoney.com/mutual-funds/tata-nifty-midcap-150-momentum-50-index-fund-direct-growth/43099
22 Replies
Unknown User
Unknown User7mo ago
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hungryMonkey
hungryMonkeyOP7mo ago
Thanks for responding. Could you please add your rationale? I want to make this decision wisely as I dont like to keep changing funds. Have been investing in dsp eq 50 and nifty next 50 since last 4 years.
vineetr
vineetr7mo ago
I'd go with momentum only in bull markets. And it needs to be a secular bull market backed up a robust economic growth. Else, you have a bull market with just liquidity supporting it. Honestly, I'd just avoid momentum as a factor and just go with mcap.
hungryMonkey
hungryMonkeyOP7mo ago
Thanks, would Quant large and midcap still use momentum underneath?
vineetr
vineetr7mo ago
Possible, not sure they'd disclose that in the SID. This isnt to say you should avoid momentum MFs. They actually give better returns in a bull market. What's important is knowing how sustainable the rally is. You absolutely need to exit certain kind of momentum funds, when the market turns.
hungryMonkey
hungryMonkeyOP7mo ago
Where can I find this? Its a 80 page document: https://quantmutual.com/Admin/SIDPdf/quant_Large_Mid_Cap_Fund.pdf
neutrino
neutrino7mo ago
You absolutely need to exit certain kind of momentum funds, when the market turns.
Which kind? @vineetr
vineetr
vineetr7mo ago
It would be discussed in the investment strategy. I find some reference to a VLRT framework, which is proprietary The ones where the fund manager will relax the criteria to fulfill for portfolio considerations. Like, picking leveraged companies, or low-float stocks, because they'd give better returns. Not easy to pinpoint specific funds that do this. @labrat I believe the L in VLRT is a proxy for momentum.
hungryMonkey
hungryMonkeyOP7mo ago
Liquidity hmm. Could be.
vineetr
vineetr7mo ago
They call it liquidity and understanding of flow of money across asset classes, but that's how momentum also works If some asset class goes up, then you have momentum.
neutrino
neutrino7mo ago
Ah, okay. Would you suggest putting in more when the market turns, in the case of an index fund?
vineetr
vineetr7mo ago
Portfolio rebalancing should take care of that
neutrino
neutrino7mo ago
BTW, apologies to @labrat for hijacking your thread.
hungryMonkey
hungryMonkeyOP7mo ago
Coming back to this. Momentum for bull markets. Isnt it kind of anti-pattern to choose a MF based on a short term run of the market?
vineetr
vineetr7mo ago
Uh yeah, but bull markets dont last for 6 months only. They usually last longer. Besides, you dont have to redeeem everything from your favorite momentum fund
hungryMonkey
hungryMonkeyOP7mo ago
Okay. What would your bet be in the 4 choices above considering I dont need my money back for 3-5 or more years.
vineetr
vineetr7mo ago
3 or 4
hungryMonkey
hungryMonkeyOP7mo ago
Thanks. I found midcap 150 momentum 50 to be very under represented. There are only 2 AMCs offering it - Tata and Edleweiss, with a combined AUM of 400 cr . Is there an obvious red flag I might be missing? @vineetr ^
vineetr
vineetr7mo ago
Factor funds for the main index are themselves not that popular. For eg. the UTI Nifty 200 Momentum 30 fund has an AUM of 5kcr odd. Thats nothing. Midcap 150 momentum 50 would have even more trouble in attracting inflows, primarily due to the midcap nature (high volatility, low float, and occassional CG issues with constituents).
hungryMonkey
hungryMonkeyOP7mo ago
Reason being lack of general awareness? Or trust maybe? Because the data (however backfitted) looks promising. TER also isnt very high for factor funds 0.3-0.7%.
vineetr
vineetr7mo ago
TER would always be low due to passive nature. General awareness isnt the problem. Track record over market cycle is. All of these funds are rather new. Need 2-3 market cycles to understand how factor funds would behave in a market like India. It would also require the index fund provider to learn from mistakes on creating the index. By and large, backfitting isnt a reliable way to assess future index performance.
hungryMonkey
hungryMonkeyOP7mo ago
Ahh, makes sense. The point of insufficient testing in indian market seems fair.
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